Here in Kenya it is not safe to pay via Credit card. Therefore, we use credit cards which we open, then we transfer, then we close. It means that you cannot charge the credit card, when you deem it fit..
We use very intensively mobile payment, we have BILL payment and TILL payment. If you need help to setup account here, I can assist you, as we are partners with Safaricom who is provider of such services. I can set you up here if you want, such that payments from Kenya can go through there.... This can leave you with more clients from here, especialy those who have no credit card, or those (like myself) who have this semi-closed card working in the way I described above.